Independent authority
Separate custody, treasury decisions, grant approval, service verification and audit. Independent trustees and compensated resident oversight protect the purpose; the donor cannot override rights, audits or remedies.
Investment architecture · Founding proposal
A gift measured
in better lives.
How the proposed gift would be allocated, protected, and released.
Proposal · Funding not verified · September 21, 2026
The finite commitment
$50trillion
$2.5T × 20 years
20 equal proposed donor installments.
Fixed nominal US dollars. No assumed returns.
01 / annual portfolio
One whole life.
Ten connected investments.
This is an illustrative allocation of the proposed gift, not a cost estimate or final award program. Expand each portfolio to see what it would support, the outcomes it must demonstrate, and the accounting boundary that prevents overlapping claims. All delivery, operations, maintenance and administration fit inside these amounts.
01Health & care$600B24%Details +
Reachable care, affordable medicines and health security throughout life.
- What it supports
- Primary, mental, maternal, dental and rural care; essential medicines; medical-debt relief; clinical home- and community-based care.
- Proof of progress
- Measure time to appropriate care, continuity, avoidable financial hardship, preventable harm and quality; report who still cannot obtain care.
- Count it once
- Clinical treatment, medicines and medically necessary care belong here. Nonclinical paid-care support belongs in caregiving; food assistance belongs in food.
- Keep it working
- Price clinical staffing, supervision, supply chains, equipment replacement, infection control and ongoing access before opening or expanding a service.
02Homes & community stability$450B18%Details +
A safe and affordable home, with the power to remain in a community.
- What it supports
- Eviction prevention, rental relief, rapid rehousing, supportive housing, accessible home adaptation and permanently affordable homes.
- Proof of progress
- Measure sustained housing stability, rent and utility burdens, habitability, accessible supply and displacement; count homes remaining affordable over time.
- Count it once
- Housing acquisition, construction, rent support and home modifications belong here. Utility-only assistance goes to essential security; clinical supportive services go to health.
- Keep it working
- Cost property management, repairs, insurance, accessibility, affordability covenants and replacement reserves, with a named long-term steward.
03Education & lifelong learning$375B15%Details +
Excellent learning and the freedom to return to education at any age.
- What it supports
- Early learning, teaching, tutoring, special education, community college, skills, learning facilities, scholarships and targeted student-debt relief.
- Proof of progress
- Measure learning, completion, re-entry, inclusion, teacher retention and useful transitions; enrollment and credentials alone do not establish success.
- Count it once
- Instruction and educational facilities belong here. School meals go to food; non-instructional childcare to caregiving; general civic media and deliberation to civic power.
- Keep it working
- Include educator pay and preparation, support staff, accessible materials, safe facilities, maintenance and recurring learning resources.
04Mobility & universal access$275B11%Details +
Dependable access to work, care, learning and shared public life.
- What it supports
- Transit, paratransit, rural mobility, safer streets, accessible stations, fare relief and repair of dangerous routes.
- Proof of progress
- Measure reliable door-to-door travel, accessibility, injury risk, travel cost and missed essential trips across income, disability and geography.
- Count it once
- Public transport operations and transport assets belong here. Accessibility embedded in a school, home, clinic or digital service stays in that host portfolio.
- Keep it working
- Fund operators, mechanics, fuel or power, accessible vehicles, service frequency, asset repair and replacement—not construction alone.
05Food, water & essential security$250B10%Details +
Nutritious food, safe water and protection from loss of essential utilities.
- What it supports
- School meals, food-benefit supplements, community food hubs, safe-water interventions and emergency energy support.
- Proof of progress
- Measure food security, nutrition access, water safety and service interruptions, with affordability and reliability reported alongside connections.
- Count it once
- All food assistance, including school meals, belongs here. Water systems and utility-only emergency help belong here; broader disaster recovery belongs in resilience.
- Keep it working
- Cost procurement, kitchens and cold chains, water treatment, testing, operators, affordable tariffs, repairs and routine renewal.
06Caregiving & household security$200B8%Details +
Time, support and stability for people who give and receive care.
- What it supports
- Childcare, nonclinical disability and elder support, paid-care bridges, emergency cash, navigation and targeted household-debt relief.
- Proof of progress
- Measure unmet care needs, care affordability, caregiver stability, income shocks, coercion and continuity of support.
- Count it once
- Nonclinical care and flexible household support belong here. Medical care goes to health; rent-specific assistance to homes; legal representation to civic power.
- Keep it working
- Include fair compensation, training, safeguarding, backup care, workforce retention, accessible enrollment and reliable payment systems.
07Civic power, justice & public knowledge$150B6%Details +
The practical ability to understand, question and shape public institutions.
- What it supports
- Independent civic education, legal aid, language access, voting access, public libraries, community media and resident-led deliberation.
- Proof of progress
- Measure access to representation, complaint resolution, civic knowledge and inclusive participation without measuring political agreement.
- Count it once
- General public knowledge, independent civic services and legal representation belong here. School instruction stays in education; fund-specific audits and remedy stay in integrity.
- Keep it working
- Support professional independence, recurring staffing, translation, accessible facilities, compensated participation and protected complaints.
08Digital public-interest infrastructure$100B4%Details +
Useful, accessible technology that communities can understand and control.
- What it supports
- Affordable broadband, devices, reusable public technology, frontline cybersecurity and human help for people who need offline access.
- Proof of progress
- Measure affordable connectivity, accessibility, service completion, security, appeal and usable offline alternatives—not accounts created or clicks.
- Count it once
- Shared networks, reusable platforms and common cybersecurity belong here. Sector-specific software and support remain in the relevant host portfolio.
- Keep it working
- Cost security updates, privacy review, help desks, accessibility, device replacement, data portability and supplier exit.
09Local resilience & adaptive reserve$75B3%Details +
Communities able to withstand disruption and address needs national formulas miss.
- What it supports
- Locally selected repairs, heat and climate protection, disaster recovery and a controlled reserve for unforeseen needs.
- Proof of progress
- Measure essential-service downtime, exposure, safe recovery and readiness; record reserve drawdowns and the need each addresses.
- Count it once
- Standalone resilience and unassigned contingencies belong here. Climate benefits of other portfolios are tags, not additional allocations; a released reserve dollar is counted once.
- Keep it working
- Cost local preparedness staff, inspection, ecosystem upkeep, drills, repairs and lifecycle replacement before approving capital work.
10Integrity, measurement & redress$25B1%Details +
Public evidence, independent scrutiny and an effective remedy when systems fail.
- What it supports
- Prepayment controls, open contracting, independent audit, evaluation, ombuds services, secure reporting, investigations and recovery.
- Proof of progress
- Measure error correction, accessible remedy, audit resolution, service verification and recovered funds, while publishing negative findings and uncertainty.
- Count it once
- Fund-wide independent oversight belongs here. Routine provider administration remains in its service portfolio; shared review costs are allocated once by a published method.
- Keep it working
- Fund independent staffing, secure evidence systems, accessible complaints, follow-up, legal support and long-term record stewardship.
The 20-year view multiplies the reference allocation by twenty; it does not schedule actual releases. Percentages may change through published evidence and resident review. No beneficiary, job, home or lives-saved estimate is inferred from these dollar amounts.
Public benefit includes the work that makes it possible.
“100% public benefit” includes justified administration, maintenance and independent oversight. Reasonable compensation for workers and competitively procured services is compatible with the purpose. Self-dealing, excessive fees and private extraction are not.
02 / purchasing power
$50 trillion
means $50 trillion.
The base proposal is twenty fixed nominal installments of $2.5 trillion. Inflation reduces what later dollars can buy. Maintaining year-one purchasing power would be a different, larger contribution commitment.
Year 20’s $2.5T in year-one purchasing power$1.43T
At 3% annual inflation, preserving $2.5T of annual purchasing power would require $67.18T in nominal contributions across 20 years.
Constant inflation is an illustration, not a forecast. There are 19 price-change intervals between years 1 and 20. Sector costs and regional prices can move differently.
Show the assumptions and formulas
Fixed gift: $2.5T × 20 = $50T.
Year y purchasing power: $2.5T ÷ (1 + inflation)y−1.
Indexed alternative: $2.5T × the sum of (1 + inflation)k for k = 0 through 19. At 0%, this is $50T; at 2%, $60.74T; at 3%, $67.18T; at 4%, $74.45T.
The alternative is not part of the proposed $50T gift. The base model assumes no investment earnings, borrowing, public co-funding or inflation top-up.
How the money moves
03 / follow the money
A promise is the beginning of a ledger.
A public announcement must never stand in for money received or services delivered. Each stage has its own evidence, date and accountable owner.
- 01
Verify the commitment
Independently establish the donor’s ownership, legally available resources, liquidity, gift terms, due dates, succession and enforceable remedies. A valuation is not operating cash.
- 02
Receive and reconcile
Record cleared receipts in independent custody. Publish the amount due, amount received and any shortfall. Do not report an unreceived pledge as available funds.
- 03
Commit with cover
Approve specific, costed awards only after legal, rights, supply, maintenance and funding review. Reserve the money needed for binding obligations before making new promises.
- 04
Release against delivery
Pay in reviewable stages, with appropriate advances where frontline services need them. Publish awards, subawards, costs, owners, milestones and audit status without exposing beneficiaries.
- 05
Verify the public benefit
Measure service quality, access and durability independently. Publish gaps and negative findings. A transfer, building or enrollment is not by itself a verified outcome.
Cash is not the same as uncommitted money.
The public ledger must show receipts, binding commitments, cash releases, outstanding obligations, restricted balances and service verification separately. Retained cash may already back signed obligations. The same balance cannot support two incompatible promises.
Keep twenty annual donor installments distinct from the delivery schedule. Money awaiting sound projects remains committed to the public purpose; later releases may use accumulated receipts. If safe completion takes longer, disbursement continues beyond year 20.
Protecting the gift
04 / protect the gift
Protect the next service.
And the one after it.
Liquidity before expansion
Size a protected-service buffer from actual obligations, stressed costs and payment timing. Hold it within verified resources and match near-term assets to liabilities. This proposal sets no unsupported reserve amount and does not claim buffer compliance.
A missed contribution
Publish the shortfall, stop new unfunded expansion, activate lawful remedies and prioritize already funded essential obligations. Use prequalified alternative providers where a delivery partner fails; rerouting does not create replacement funding.
Capacity before volume
Monitor local prices, workforce availability, supplier concentration and service quality. Train workers and expand supply alongside relief. Revise scope when costs rise instead of quietly preserving impossible output promises.
One primary account
Assign every expenditure to one portfolio. School meals sit in food, clinical care in health, and nonclinical support in caregiving. Shared costs use a published allocation method; climate and accessibility tags never add dollars.
A funded life after the gift
Every long-lived asset needs a steward, operating budget, affordable access terms and a replacement plan. Review the post-gift funding path before major expansion and before handoff. Do not close protection merely to meet a calendar date.
Treasury, legal structure and public responsibility
Adopt an independently approved investment policy only after actual donor assets, restrictions and liabilities are known. Diversify custody and counterparty exposure; avoid borrowing or speculative assets to meet imminent service obligations. Realized net income, losses, fees and taxes are reported separately. No securities, trades or returns are promised here.
A U.S. private foundation’s minimum investment return calculation generally uses 5% of its adjusted noncharitable-use asset base. The arithmetic $2.5T ÷ $50T = 5% does not establish payout compliance, tax treatment or the right legal vehicle. Structure and timing require a separate legal analysis. IRS source A02.
Private grant conditions govern participating awards; they do not replace legislatures, taxation, public appropriations or democratic oversight. Government remains responsible for its public services. Proposed fiscal and maintenance-of-effort covenants need lawful agreements and independently verified baselines.
When an institution breaches a condition, target that institution or channel and preserve essential help through a funded, lawful alternative where available. Benefits cannot depend on political agreement, civic participation or endorsement of One World.
Conditions for launch
05 / readiness
Begin when the promise can be kept.
There is no fixed launch date. Program year 1 begins only after verified funding and legal readiness. These are decision gates, not claims that any gate has been passed.
- Before launch
- Verify assets and gift terms; constitute independent governance; approve lawful vehicle, custody, eligibility, privacy and remedy; cost initial awards and protected service obligations.
- Before each award
- Publish the baseline, expected outcome, primary account, procurement route, capacity assessment, lifecycle costs and resources covering the obligation.
- Before expansion
- Review access and quality, prices, delivery capacity, audited spending and complaints. Increase scale only when funding and service evidence support it.
- Before handoff
- Verify the receiving steward, rights and affordability terms, maintenance resources and continuity of every protected obligation. Retain the assets needed for incomplete work.
07 / open model
Open arithmetic.
Open to scrutiny.
The allocations, controls and decision gates are Foundation proposals. The sources below establish context and constraints; they do not endorse the gift, validate its funding or prove that any allocation is optimal.
Complete modelJSON · assumptions, allocations & scenariosAllocation ledgerCSV · annual and 20-year reference amountsProposed contribution scheduleCSV · twenty installments, no actual receiptsMethods & operating designMarkdown · calculations, safeguards & sources
- A01Director’s Statement on the Budget and Economic Outlook for 2026 to 2036
Congressional Budget Office · February 11, 2026
Fiscal context for preserving public responsibility. It does not score this private proposal or establish that the gift reduces federal debt.
- A02Minimum investment return
Internal Revenue Service · Current official guidance; checked September 21, 2026
Private-foundation calculations use 5% of the adjusted noncharitable-use asset base. A proposed spending percentage does not establish compliance or vehicle suitability.
- A03Health Insurance Coverage in the United States: 2025
U.S. Census Bureau · September 15, 2026
26.7 million people were uninsured for the whole of 2025. This is evidence of need, not an impact estimate for the health allocation.
- A04HUD Releases 2025 Annual Homelessness Assessment Report to Congress
U.S. Department of Housing and Urban Development · May 29, 2026
745,652 people experienced homelessness on a single night in January 2025. A point-in-time count is not a count of everyone affected during a year.
- A05Federal Student Aid Posts Updated Reports to FSA Data Center
Federal Student Aid · June 23, 2026
42.6 million recipients held about $1.7 trillion in federal student loans as of March 31, 2026. Borrower counts and balances do not determine this plan’s eligibility or relief costs.
What has been established
The allocation totals and financial formulas reconcile. Capitalization, enforceable donor commitments, legal-vehicle approval, liquidity compliance, partner agreements and operational outcomes remain unverified. This is a design for review, not an active grant offer or investment product.