{ "title": "American Vision: Investment Architecture", "edition": "September 21, 2026", "status": "Original proposal; capitalization, binding donor commitments and operational delivery are not verified", "annualContributionBillions": 2500, "contributionYears": 20, "totalContributionBillions": 50000, "currencyBasis": "Fixed nominal US dollars; no assumed investment return, borrowing or inflation top-up", "startCondition": "Year 1 starts only after independently verified funding, legal readiness and protected service obligations.", "assumptions": [ "Twenty equal proposed donor installments of $2,500 billion total $50,000 billion. These are scheduled proposal amounts, not observed receipts.", "Annual portfolio amounts are planning references, not cost estimates, appropriations, final eligibility rules or guaranteed outcomes.", "Twenty-year portfolio references multiply the annual allocation by twenty. Rephasing requires public reasons and preserves the $50 trillion nominal donor total.", "Disbursements can continue beyond contribution year 20 when safe delivery, maintenance or existing obligations require it.", "An announcement, signed pledge, cleared receipt, legal program commitment, cash release and verified service are different financial and delivery states.", "All program delivery, operations, maintenance, administration and measurement must fit within available funding. No reserve is additional money.", "No donor assets, investment earnings, counterparties, collateral, actual receipts, commitments, releases or service outcomes are verified in this model.", "Each expenditure has one primary portfolio and one funding source. Cross-cutting tags and shared outcomes do not count the same money twice.", "American Vision and the One World Gift are separate proposals; no gift award, asset, receipt or balance is counted toward both." ], "formulas": { "total": "annualContributionBillions * contributionYears", "portfolio20Years": "portfolio.annualBillions * contributionYears", "realAnnual": "annualContributionBillions / (1 + inflationRate) ** (programYear - 1)", "indexedAlternative": "annualContributionBillions * sum((1 + inflationRate) ** k for k in range(contributionYears))", "cash": "openingCash + clearedReceipts + realizedNetIncome - cashDisbursements", "available": "liquid resources after covering all binding obligations, restrictions, buffers and settlement costs; not simply the cash balance" }, "portfolios": [ { "id": "health", "title": "Health & care", "annualBillions": 600, "share": 24, "purpose": "Reachable care, affordable medicines and health security throughout life.", "delivery": "Primary, mental, maternal, dental and rural care; essential medicines; medical-debt relief; clinical home- and community-based care.", "outcome": "Measure time to appropriate care, continuity, avoidable financial hardship, preventable harm and quality; report who still cannot obtain care.", "boundary": "Clinical treatment, medicines and medically necessary care belong here. Nonclinical paid-care support belongs in caregiving; food assistance belongs in food.", "operations": "Price clinical staffing, supervision, supply chains, equipment replacement, infection control and ongoing access before opening or expanding a service." }, { "id": "homes", "title": "Homes & community stability", "annualBillions": 450, "share": 18, "purpose": "A safe and affordable home, with the power to remain in a community.", "delivery": "Eviction prevention, rental relief, rapid rehousing, supportive housing, accessible home adaptation and permanently affordable homes.", "outcome": "Measure sustained housing stability, rent and utility burdens, habitability, accessible supply and displacement; count homes remaining affordable over time.", "boundary": "Housing acquisition, construction, rent support and home modifications belong here. Utility-only assistance goes to essential security; clinical supportive services go to health.", "operations": "Cost property management, repairs, insurance, accessibility, affordability covenants and replacement reserves, with a named long-term steward." }, { "id": "education", "title": "Education & lifelong learning", "annualBillions": 375, "share": 15, "purpose": "Excellent learning and the freedom to return to education at any age.", "delivery": "Early learning, teaching, tutoring, special education, community college, skills, learning facilities, scholarships and targeted student-debt relief.", "outcome": "Measure learning, completion, re-entry, inclusion, teacher retention and useful transitions; enrollment and credentials alone do not establish success.", "boundary": "Instruction and educational facilities belong here. School meals go to food; non-instructional childcare to caregiving; general civic media and deliberation to civic power.", "operations": "Include educator pay and preparation, support staff, accessible materials, safe facilities, maintenance and recurring learning resources." }, { "id": "mobility", "title": "Mobility & universal access", "annualBillions": 275, "share": 11, "purpose": "Dependable access to work, care, learning and shared public life.", "delivery": "Transit, paratransit, rural mobility, safer streets, accessible stations, fare relief and repair of dangerous routes.", "outcome": "Measure reliable door-to-door travel, accessibility, injury risk, travel cost and missed essential trips across income, disability and geography.", "boundary": "Public transport operations and transport assets belong here. Accessibility embedded in a school, home, clinic or digital service stays in that host portfolio.", "operations": "Fund operators, mechanics, fuel or power, accessible vehicles, service frequency, asset repair and replacement\u2014not construction alone." }, { "id": "essentials", "title": "Food, water & essential security", "annualBillions": 250, "share": 10, "purpose": "Nutritious food, safe water and protection from loss of essential utilities.", "delivery": "School meals, food-benefit supplements, community food hubs, safe-water interventions and emergency energy support.", "outcome": "Measure food security, nutrition access, water safety and service interruptions, with affordability and reliability reported alongside connections.", "boundary": "All food assistance, including school meals, belongs here. Water systems and utility-only emergency help belong here; broader disaster recovery belongs in resilience.", "operations": "Cost procurement, kitchens and cold chains, water treatment, testing, operators, affordable tariffs, repairs and routine renewal." }, { "id": "caregiving", "title": "Caregiving & household security", "annualBillions": 200, "share": 8, "purpose": "Time, support and stability for people who give and receive care.", "delivery": "Childcare, nonclinical disability and elder support, paid-care bridges, emergency cash, navigation and targeted household-debt relief.", "outcome": "Measure unmet care needs, care affordability, caregiver stability, income shocks, coercion and continuity of support.", "boundary": "Nonclinical care and flexible household support belong here. Medical care goes to health; rent-specific assistance to homes; legal representation to civic power.", "operations": "Include fair compensation, training, safeguarding, backup care, workforce retention, accessible enrollment and reliable payment systems." }, { "id": "civic", "title": "Civic power, justice & public knowledge", "annualBillions": 150, "share": 6, "purpose": "The practical ability to understand, question and shape public institutions.", "delivery": "Independent civic education, legal aid, language access, voting access, public libraries, community media and resident-led deliberation.", "outcome": "Measure access to representation, complaint resolution, civic knowledge and inclusive participation without measuring political agreement.", "boundary": "General public knowledge, independent civic services and legal representation belong here. School instruction stays in education; fund-specific audits and remedy stay in integrity.", "operations": "Support professional independence, recurring staffing, translation, accessible facilities, compensated participation and protected complaints." }, { "id": "digital", "title": "Digital public-interest infrastructure", "annualBillions": 100, "share": 4, "purpose": "Useful, accessible technology that communities can understand and control.", "delivery": "Affordable broadband, devices, reusable public technology, frontline cybersecurity and human help for people who need offline access.", "outcome": "Measure affordable connectivity, accessibility, service completion, security, appeal and usable offline alternatives\u2014not accounts created or clicks.", "boundary": "Shared networks, reusable platforms and common cybersecurity belong here. Sector-specific software and support remain in the relevant host portfolio.", "operations": "Cost security updates, privacy review, help desks, accessibility, device replacement, data portability and supplier exit." }, { "id": "resilience", "title": "Local resilience & adaptive reserve", "annualBillions": 75, "share": 3, "purpose": "Communities able to withstand disruption and address needs national formulas miss.", "delivery": "Locally selected repairs, heat and climate protection, disaster recovery and a controlled reserve for unforeseen needs.", "outcome": "Measure essential-service downtime, exposure, safe recovery and readiness; record reserve drawdowns and the need each addresses.", "boundary": "Standalone resilience and unassigned contingencies belong here. Climate benefits of other portfolios are tags, not additional allocations; a released reserve dollar is counted once.", "operations": "Cost local preparedness staff, inspection, ecosystem upkeep, drills, repairs and lifecycle replacement before approving capital work." }, { "id": "integrity", "title": "Integrity, measurement & redress", "annualBillions": 25, "share": 1, "purpose": "Public evidence, independent scrutiny and an effective remedy when systems fail.", "delivery": "Prepayment controls, open contracting, independent audit, evaluation, ombuds services, secure reporting, investigations and recovery.", "outcome": "Measure error correction, accessible remedy, audit resolution, service verification and recovered funds, while publishing negative findings and uncertainty.", "boundary": "Fund-wide independent oversight belongs here. Routine provider administration remains in its service portfolio; shared review costs are allocated once by a published method.", "operations": "Fund independent staffing, secure evidence systems, accessible complaints, follow-up, legal support and long-term record stewardship." } ], "sources": [ { "id": "A01", "organization": "Congressional Budget Office", "title": "Director\u2019s Statement on the Budget and Economic Outlook for 2026 to 2036", "url": "https://www.cbo.gov/publication/62050", "published": "February 11, 2026", "basis": "Fiscal context for preserving public responsibility. It does not score this private proposal or establish that the gift reduces federal debt." }, { "id": "A02", "organization": "Internal Revenue Service", "title": "Minimum investment return", "url": "https://www.irs.gov/charities-non-profits/private-foundations/minimum-investment-return", "published": "Current official guidance; checked September 21, 2026", "basis": "Private-foundation calculations use 5% of the adjusted noncharitable-use asset base. A proposed spending percentage does not establish compliance or vehicle suitability." }, { "id": "A03", "organization": "U.S. Census Bureau", "title": "Health Insurance Coverage in the United States: 2025", "url": "https://www.census.gov/library/publications/2026/demo/p60-291.html", "published": "September 15, 2026", "basis": "26.7 million people were uninsured for the whole of 2025. This is evidence of need, not an impact estimate for the health allocation." }, { "id": "A04", "organization": "U.S. Department of Housing and Urban Development", "title": "HUD Releases 2025 Annual Homelessness Assessment Report to Congress", "url": "https://www.hud.gov/news/hud-no-26-037", "published": "May 29, 2026", "basis": "745,652 people experienced homelessness on a single night in January 2025. A point-in-time count is not a count of everyone affected during a year." }, { "id": "A05", "organization": "Federal Student Aid", "title": "Federal Student Aid Posts Updated Reports to FSA Data Center", "url": "https://fsapartners.ed.gov/knowledge-center/library/electronic-announcements/2026-06-23/federal-student-aid-posts-updated-reports-fsa-data-center", "published": "June 23, 2026", "basis": "42.6 million recipients held about $1.7 trillion in federal student loans as of March 31, 2026. Borrower counts and balances do not determine this plan\u2019s eligibility or relief costs." } ], "inflationScenarios": [ { "annualInflationRate": 0, "year20PurchasingPowerBillions": 2500, "indexedAlternativeTotalBillions": 50000 }, { "annualInflationRate": 0.02, "year20PurchasingPowerBillions": 1716.0768994255466, "indexedAlternativeTotalBillions": 60743.42449729431 }, { "annualInflationRate": 0.03, "year20PurchasingPowerBillions": 1425.7150670298115, "indexedAlternativeTotalBillions": 67175.93622245117 }, { "annualInflationRate": 0.04, "year20PurchasingPowerBillions": 1186.6060601233596, "indexedAlternativeTotalBillions": 74445.19643958872 } ], "proposedContributionSchedule": [ { "programYear": 1, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 2500, "observedReceiptStatus": "not_verified" }, { "programYear": 2, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 5000, "observedReceiptStatus": "not_verified" }, { "programYear": 3, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 7500, "observedReceiptStatus": "not_verified" }, { "programYear": 4, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 10000, "observedReceiptStatus": "not_verified" }, { "programYear": 5, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 12500, "observedReceiptStatus": "not_verified" }, { "programYear": 6, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 15000, "observedReceiptStatus": "not_verified" }, { "programYear": 7, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 17500, "observedReceiptStatus": "not_verified" }, { "programYear": 8, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 20000, "observedReceiptStatus": "not_verified" }, { "programYear": 9, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 22500, "observedReceiptStatus": "not_verified" }, { "programYear": 10, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 25000, "observedReceiptStatus": "not_verified" }, { "programYear": 11, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 27500, "observedReceiptStatus": "not_verified" }, { "programYear": 12, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 30000, "observedReceiptStatus": "not_verified" }, { "programYear": 13, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 32500, "observedReceiptStatus": "not_verified" }, { "programYear": 14, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 35000, "observedReceiptStatus": "not_verified" }, { "programYear": 15, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 37500, "observedReceiptStatus": "not_verified" }, { "programYear": 16, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 40000, "observedReceiptStatus": "not_verified" }, { "programYear": 17, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 42500, "observedReceiptStatus": "not_verified" }, { "programYear": 18, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 45000, "observedReceiptStatus": "not_verified" }, { "programYear": 19, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 47500, "observedReceiptStatus": "not_verified" }, { "programYear": 20, "proposedInstallmentBillions": 2500, "cumulativeProposedInstallmentsBillions": 50000, "observedReceiptStatus": "not_verified" } ] }